{"id":25835,"date":"2026-10-04T10:43:25","date_gmt":"2026-10-04T10:43:25","guid":{"rendered":"https:\/\/sfmnewslk.com\/?p=25835"},"modified":"2026-10-04T10:43:27","modified_gmt":"2026-10-04T10:43:27","slug":"%e0%b6%b8%e0%b7%84%e0%b6%a2%e0%b6%b1%e0%b6%ad%e0%b7%8f%e0%b7%80%e0%b6%a7-%e0%b7%80%e0%b7%90%e0%b6%af%e0%b6%9c%e0%b6%ad%e0%b7%8a-%e0%b6%b1%e0%b7%93%e0%b6%ad%e0%b7%92%e0%b6%b8%e0%b6%ba-%e0%b6%af","status":"publish","type":"post","link":"https:\/\/sfmnewslk.com\/?p=25835","title":{"rendered":"\u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0da7 \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0daf\u0dd0\u0db1\u0dd4\u0dc0\u0dad\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0d9a\u0dca"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/chat.whatsapp.com\/Knsroge4upyJzBjJLvNMQS?s=cl&amp;p=i&amp;mlu=4&amp;ilr=4\">https:\/\/chat.whatsapp.com\/Knsroge4upyJzBjJLvNMQS?s=cl&amp;p=i&amp;mlu=4&amp;ilr=4<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd0\u0da9\u0dd2 \u0db4\u0ddc\u0dbd\u0dd2\u0dba\u0d9a\u0dca\u201d \u0dc4\u0ddd \u201c\u0d89\u0dc4\u0dc5 \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dba\u0d9a\u0dca\u201d \u0dba\u0db1 \u0db4\u0ddc\u0dbb\u0ddc\u0db1\u0dca\u0daf\u0dd4\u0dc0\u0da7 \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0dad\u0dad\u0dca\u0dad\u0dca\u0dc0\u0dba \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dcf\u0db1\u0dc0 \u0dc4\u0dd2\u0db8\u0dd2\u0d9a\u0db8\u0dca \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0dc3\u0d82\u0dc0\u0dd2\u0db0\u0dcf\u0db1\u0dba (HRPO)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd2\u0db0\u0dcf\u0dba\u0d9a \u0d85\u0db0\u0dca\u200d\u0dba\u0d9a\u0dca\u0dc2 \u2013 \u0d86\u0da0\u0dcf\u0dbb\u0dca\u0dba \u0d91\u0db8\u0dca.\u0d91\u0db8\u0dca.\u0dc3\u0dc6\u0dcf\u0db1\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd34 \u0dc3\u0db8\u0dcf\u0d9c\u0db8\u0d9a\u0dca \u201cPvt Ltd\u201d \u0dbd\u0dd9\u0dc3 \u0dbd\u0dd2\u0dba\u0dcf\u0db4\u0daf\u0dd2\u0d82\u0da0\u0dd2 \u0dc0\u0dd3 \u0dad\u0dd2\u0db6\u0dd3\u0db8 \u0db4\u0db8\u0dab\u0d9a\u0dca \u0db4\u0dca\u200d\u0dbb\u0db8\u0dcf\u0dab\u0dc0\u0dad\u0dca \u0db1\u0ddc\u0dc0\u0dda<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dbb\u0dca\u0dad\u0db8\u0dcf\u0db1\u0dba\u0dda \u0d87\u0dad\u0dd0\u0db8\u0dca \u0d86\u0dba\u0dad\u0db1, \u0dc3\u0db8\u0dcf\u0d9c\u0db8\u0dca \u0dc3\u0dc4 \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dba\u0db1\u0dca \u0dc0\u0dd2\u0dc3\u0dd2\u0db1\u0dca \u201c\u0dc0\u0dd0\u0da9\u0dd2 \u0db4\u0ddc\u0dbd\u0dd2\u0dba\u0d9a\u0dca\u201d, \u201c\u0dc3\u0dca\u0dae\u0dd2\u0dbb \u0dbd\u0dcf\u0db7\u0dba\u0d9a\u0dca\u201d, \u201c\u0db8\u0dcf\u0dc3\u0dd2\u0d9a \u0d86\u0daf\u0dcf\u0dba\u0db8\u0d9a\u0dca\u201d, \u201cGuaranteed Return\u201d, \u201cRisk-Free Investment\u201d \u0dc0\u0dd0\u0db1\u0dd2 \u0db4\u0ddc\u0dbb\u0ddc\u0db1\u0dca\u0daf\u0dd4 \u0dbd\u0db6\u0dcf\u0daf\u0dd9\u0db8\u0dd2\u0db1\u0dca \u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dd9\u0db1\u0dca \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0da7 \u0d8b\u0dad\u0dca\u0dc3\u0dcf\u0dc4 \u0d9a\u0dbb\u0db1 \u0d85\u0dc0\u0dc3\u0dca\u0dae\u0dcf \u0daf\u0d9a\u0dca\u0db1\u0da7 \u0dbd\u0dd0\u0db6\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dd9\u0dc0\u0dd0\u0db1\u0dd2 \u0d85\u0dc0\u0dc3\u0dca\u0dae\u0dcf\u0dc0\u0d9a \u0dc3\u0db8\u0dcf\u0d9c\u0db8\u0d9a\u0dca Registrar of Companies \u0dba\u0da7\u0dad\u0dda \u0dbd\u0dd2\u0dba\u0dcf\u0db4\u0daf\u0dd2\u0d82\u0da0\u0dd2 \u0dc0\u0dd3 \u0dad\u0dd2\u0db6\u0dd3\u0db8 \u0db4\u0db8\u0dab\u0d9a\u0dca \u0d91\u0db8 \u0d86\u0dba\u0dad\u0db1\u0dba\u0da7 \u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dd9\u0db1\u0dca deposits \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0da7 \u0dc4\u0ddd finance business \u0db4\u0dc0\u0dad\u0dca\u0dc0\u0dcf\u0d9c\u0dd9\u0db1 \u0dba\u0dcf\u0db8\u0da7 \u0db6\u0dbd\u0db4\u0dad\u0dca\u200d\u0dbb\u0dba\u0d9a\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd9\u0db1\u0dca\u0db1\u0dda \u0db1\u0dd0\u0dad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Company Registration \u2260 Deposit-taking Licence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d91\u0db6\u0dd0\u0dc0\u0dd2\u0db1\u0dca \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb \u0d91\u0db8 \u0d86\u0dba\u0dad\u0db1\u0dba \u0d9a\u0dd4\u0db8\u0db1 \u0db1\u0dd3\u0dad\u0dd2\u0dba\u0d9a\u0dca \u0dba\u0da7\u0dad\u0dda \u0dc3\u0dc4 \u0d9a\u0dd4\u0db8\u0db1 \u0db1\u0dd2\u0dba\u0dcf\u0db8\u0db1 \u0d85\u0db0\u0dd2\u0d9a\u0dcf\u0dbb\u0dd2\u0dba\u0d9a\u0dca \u0dba\u0da7\u0dad\u0dda \u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0dad\u0dca\u0db8\u0d9a \u0dc0\u0db1\u0dca\u0db1\u0dda\u0daf \u0dba\u0db1\u0dca\u0db1 \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dc5 \u0dba\u0dd4\u0dad\u0dd4\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Finance Business Act No. 42 of 2011<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finance Business Act No. 42 of 2011 \u0dba\u0da7\u0dad\u0dda \u0d85\u0daf\u0dcf\u0dc5 \u0db6\u0dbd\u0db4\u0dad\u0dca\u200d\u0dbb\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0db8\u0dd0\u0dad\u0dd2\u0dc0 finance business \u0db4\u0dc0\u0dad\u0dca\u0dc0\u0dcf\u0d9c\u0dd9\u0db1 \u0dba\u0dcf\u0db8 \u0dc4\u0ddd \u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dd9\u0db1\u0dca deposits \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0\u0dba\u0dd9\u0db1\u0dca \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0dc3\u0dd3\u0db8\u0dcf \u0db4\u0dc0\u0dad\u0dd3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d91\u0db8 \u0db4\u0db1\u0dad\u0dda Section 48 \u0dba\u0da7\u0dad\u0dda, \u0db6\u0dbd\u0dba\u0dbd\u0dad\u0dca \u0dc4\u0ddd \u0db1\u0dd3\u0dad\u0dd2\u0dba\u0dd9\u0db1\u0dca \u0db1\u0dd2\u0daf\u0dc4\u0dc3\u0dca \u0d9a\u0dbb \u0d87\u0dad\u0dd2 \u0db4\u0dcf\u0dbb\u0dca\u0dc1\u0dca\u0dc0\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0dc0\u0db1 \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dba\u0dd9\u0d9a\u0dd4 \u0dc4\u0ddd \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0dca \u0dc0\u0dd2\u0dc3\u0dd2\u0db1\u0dca \u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dd9\u0db1\u0dca deposits \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0da7 \u0dc3\u0dd8\u0da2\u0dd4\u0dc0 \u0dc4\u0ddd \u0dc0\u0d9a\u0dca\u200d\u0dbb\u0dc0 \u0daf\u0dd0\u0db1\u0dca\u0dc0\u0dd3\u0db8\u0dca \u0db8\u0d9c\u0dd2\u0db1\u0dca \u0d89\u0dbd\u0dca\u0dbd\u0dcf \u0dc3\u0dd2\u0da7\u0dd3\u0db8 \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0\u0dba\u0dd9\u0db1\u0dca \u0dad\u0dc4\u0db1\u0db8\u0d9a\u0dca \u0db4\u0dc0\u0dad\u0dd3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d92 \u0db1\u0dd2\u0dc3\u0dcf Facebook, WhatsApp, TikTok, YouTube, \u0dc0\u0dd9\u0db6\u0dca \u0d85\u0da9\u0dc0\u0dd2, \u0db4\u0dd4\u0dc0\u0dad\u0dca\u0db4\u0dad\u0dca \u0dc4\u0ddd \u0dc0\u0dd9\u0db1\u0dad\u0dca \u0db8\u0dcf\u0db0\u0dca\u200d\u0dba \u0dc4\u0dbb\u0dc4\u0dcf \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d89\u0dbd\u0dca\u0dbd\u0dcf \u0dc3\u0dd2\u0da7\u0dd2\u0db1 \u0d86\u0dba\u0dad\u0db1 \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3\u0dc0 \u0dc0\u0dd2\u0dc1\u0dda\u0dc2 \u0d85\u0dc0\u0db0\u0dcf\u0db1\u0dba\u0d9a\u0dca \u0dba\u0ddc\u0db8\u0dd4 \u0d9a\u0dc5 \u0dba\u0dd4\u0dad\u0dd4\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. CBSL \u0db6\u0dbd\u0db4\u0dad\u0dca\u200d\u0dbb\u0dba \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc1\u0dca\u200d\u0dbb\u0dd3 \u0dbd\u0d82\u0d9a\u0dcf \u0db8\u0dc4 \u0db6\u0dd0\u0d82\u0d9a\u0dd4\u0dc0 (CBSL) \u0d85\u0db1\u0dd4\u0dc0 \u0dc3\u0dcf\u0db8\u0dcf\u0db1\u0dca\u200d\u0dba\u0dba\u0dd9\u0db1\u0dca \u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dd9\u0db1\u0dca deposits \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0da7 \u0db6\u0dbd\u0dba \u0d87\u0dad\u0dd2 \u0db4\u0dca\u200d\u0dbb\u0db0\u0dcf\u0db1 \u0d86\u0dba\u0dad\u0db1 \u0d9a\u0dcf\u0dab\u0dca\u0da9 \u0d85\u0dad\u0dbb:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Commercial Banks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Specialised Banks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Finance Companies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d87\u0dad\u0dd4\u0dc5\u0dad\u0dca \u0dc0\u0dda. \u0db1\u0dd3\u0dad\u0dd2\u0dba\u0dd9\u0db1\u0dca \u0dc0\u0dd2\u0dc1\u0dda\u0dc2\u0dba\u0dd9\u0db1\u0dca \u0db1\u0dd2\u0daf\u0dc4\u0dc3\u0dca \u0d9a\u0dbb \u0d87\u0dad\u0dd2 \u0d87\u0dad\u0dd0\u0db8\u0dca \u0d86\u0dba\u0dad\u0db1\u0daf \u0db4\u0dc0\u0dad\u0dd3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d91\u0db6\u0dd0\u0dc0\u0dd2\u0db1\u0dca \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0dca:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Approved\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Registered\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Regulated\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dba\u0db1\u0dd4\u0dc0\u0dd9\u0db1\u0dca \u0dc3\u0db3\u0dc4\u0db1\u0dca \u0d9a\u0dc5 \u0db4\u0db8\u0dab\u0dd2\u0db1\u0dca \u0d91\u0dba \u0dc0\u0dd2\u0dc1\u0dca\u0dc0\u0dcf\u0dc3 \u0db1\u0ddc\u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d86\u0dba\u0dad\u0db1\u0dba\u0dda \u0db1\u0db8 \u0dc3\u0dc4 licence \u0dad\u0dad\u0dca\u0dad\u0dca\u0dc0\u0dba CBSL \u0db1\u0dd2\u0dbd \u0dbd\u0dd0\u0dba\u0dd2\u0dc3\u0dca\u0dad\u0dd4\u0dc0\u0dd9\u0db1\u0dca \u0dc3\u0dca\u0dc0\u0dcf\u0db0\u0dd3\u0db1\u0dc0 \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;3. \u201cDeposit\u201d \u0daf? \u201cInvestment\u201d \u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0dca \u201cInvestment\u201d \u0dba\u0db1 \u0dc0\u0da0\u0db1\u0dba \u0db7\u0dcf\u0dc0\u0dd2\u0dad \u0d9a\u0dc5 \u0db4\u0db8\u0dab\u0dd2\u0db1\u0dca \u0d91\u0db8 \u0d9c\u0db1\u0dd4\u0daf\u0dd9\u0db1\u0dd4\u0dc0 \u0db1\u0dd3\u0dad\u0dd2\u0dba \u0dba\u0da7\u0dad\u0dda deposit-taking activity \u0d91\u0d9a\u0d9a\u0dca \u0db1\u0ddc\u0dc0\u0db1 \u0db6\u0dc0 \u0dad\u0dd3\u0dbb\u0dab\u0dba \u0d9a\u0dc5 \u0db1\u0ddc\u0dc4\u0dd0\u0d9a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d8b\u0daf\u0dcf\u0dc4\u0dbb\u0dab\u0dba\u0d9a\u0dca \u0dbd\u0dd9\u0dc3:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0dbb\u0dd4. 1,000,000\u0d9a\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd9\u0db1\u0dca\u0db1. \u0dc3\u0dd1\u0db8 \u0db8\u0dcf\u0dc3\u0dba\u0d9a\u0db8 3%\u0d9a \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dba\u0d9a\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd9\u0db1\u0dca\u0db1\u0db8\u0dca.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd0\u0db1\u0dd2 \u0dba\u0ddd\u0da2\u0db1\u0dcf\u0dc0\u0d9a\u0dca \u0d89\u0daf\u0dd2\u0dbb\u0dd2\u0db4\u0dad\u0dca \u0d9a\u0dbb\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca, \u0d91\u0db8 \u0d9c\u0db1\u0dd4\u0daf\u0dd9\u0db1\u0dd4\u0dc0\u0dda \u0dc3\u0dd0\u0db6\u0dd1 \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0dc3\u0dca\u0dc0\u0db7\u0dcf\u0dc0\u0dba \u0dc4\u0db3\u0dd4\u0db1\u0dcf\u0d9c\u0dad \u0dba\u0dd4\u0dad\u0dd4\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb \u0db8\u0dd9\u0dba:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Deposit \u0d91\u0d9a\u0d9a\u0dca\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Investment \u0d91\u0d9a\u0d9a\u0dca\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Loan \u0d91\u0d9a\u0d9a\u0dca\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Shares\/Securities \u0db8\u0dd2\u0dbd\u0daf\u0dd3 \u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0d9a\u0dca\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Collective Investment Scheme \u0d91\u0d9a\u0d9a\u0dca\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dba\u0db1\u0dca\u0db1 \u0db4\u0dd0\u0dc4\u0dd0\u0daf\u0dd2\u0dbd\u0dd2 \u0d9a\u0dbb\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d9c\u0dd2\u0dc0\u0dd2\u0dc3\u0dd4\u0db8\u0dda \u0db1\u0db8\u0da7 \u0dc0\u0da9\u0dcf \u0d9c\u0db1\u0dd4\u0daf\u0dd9\u0db1\u0dd4\u0dc0\u0dda \u0dc3\u0dd0\u0db6\u0dd1 \u0dc3\u0dca\u0dc0\u0db7\u0dcf\u0dc0\u0dba \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0dc0\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb \u0db8\u0dd9\u0db8 \u0d9a\u0dbb\u0dd4\u0dab\u0dd4 \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d86\u0dba\u0dad\u0db1\u0dba \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3\u0dc0 \u0d85\u0dc0\u0db8 \u0dc0\u0dc1\u0dba\u0dd9\u0db1\u0dca \u0db4\u0dc4\u0dad \u0d9a\u0dbb\u0dd4\u0dab\u0dd4 \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Company Registration<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Company Registration Number<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. Directors \u0dc3\u0dc4 \u0d85\u0daf\u0dcf\u0dc5 \u0dc4\u0dd2\u0db8\u0dd2\u0d9a\u0dcf\u0dbb\u0dd3\u0dad\u0dca\u0dc0 \u0dad\u0ddc\u0dbb\u0dad\u0dd4\u0dbb\u0dd4<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \u0d86\u0dba\u0dad\u0db1\u0dba\u0dda \u0dc3\u0dd0\u0db6\u0dd1 \u0dc0\u0dca\u200d\u0dba\u0dcf\u0db4\u0dcf\u0dbb\u0dd2\u0d9a \u0d9a\u0da7\u0dba\u0dd4\u0dad\u0dca\u0dad<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. \u0d85\u0daf\u0dcf\u0dc5 \u0db1\u0dd2\u0dba\u0dcf\u0db8\u0db1 \u0d85\u0db0\u0dd2\u0d9a\u0dcf\u0dbb\u0dd2\u0dba<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. Licence \/ Approval Number<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7. Licence \u0d91\u0d9a\u0dda \u0dc0\u0dbd\u0d82\u0d9c\u0dd4\u0db7\u0dcf\u0dc0\u0dba<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8. \u0d91\u0db8 licence \u0d91\u0d9a\u0dd9\u0db1\u0dca \u0d85\u0dc0\u0dc3\u0dbb \u0daf\u0dd3 \u0d87\u0dad\u0dd2 \u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0d9a\u0dcf\u0dbb\u0d9a\u0db8\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9. Deposit-taking authority \u0dad\u0dd2\u0db6\u0dda\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10. Investment\/Securities approval \u0d85\u0dc0\u0dc1\u0dca\u200d\u0dba\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">11. Written Agreement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">12. Terms &amp; Conditions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">13. Audited Financial Statements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">14. Security \/ Collateral \u0dad\u0dd2\u0db6\u0dda\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">15. \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dba\u0dc0\u0db1\u0dca\u0db1\u0dda \u0d9a\u0dd4\u0db8\u0db1 \u0db6\u0dd0\u0d82\u0d9a\u0dd4 \u0d9c\u0dd2\u0dab\u0dd4\u0db8\u0d9a\u0da7\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">16. \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d86\u0db4\u0dc3\u0dd4 \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0dda \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0d9a\u0dca\u200d\u0dbb\u0db8\u0dba \u0d9a\u0dd4\u0db8\u0d9a\u0dca\u0daf?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. \u201c\u0dc0\u0dd0\u0da9\u0dd2 \u0db4\u0ddc\u0dbd\u0dd2\u0dba\u0d9a\u0dca\u201d \u0dc3\u0dc4 \u201c\u0dc3\u0dca\u0dae\u0dd2\u0dbb \u0dbd\u0dcf\u0db7\u0dba\u0d9a\u0dca\u201d \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3\u0dc0 \u0dc3\u0dd0\u0dbd\u0d9a\u0dd2\u0dbd\u0dd2\u0db8\u0dad\u0dca \u0dc0\u0db1\u0dca\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0db8\u0dcf\u0dc3\u0dd2\u0d9a\u0dc0 3%\u201d, \u201c\u0dc0\u0dc3\u0dbb\u0d9a\u0da7 20%\u201d, \u201cGuaranteed Profit\u201d, \u201cRisk-Free\u201d \u0dc0\u0dd0\u0db1\u0dd2 \u0db4\u0dca\u200d\u0dbb\u0d9a\u0dcf\u0dc1\u0dba\u0d9a\u0dca \u0dad\u0dd2\u0db6\u0dd3\u0db8\u0dd9\u0db1\u0dca \u0db4\u0db8\u0dab\u0d9a\u0dca \u0d91\u0db8 \u0d86\u0dba\u0ddd\u0da2\u0db1\u0dba \u0db1\u0dd3\u0dad\u0dca\u200d\u0dba\u0dcf\u0db1\u0dd4\u0d9a\u0dd6\u0dbd \u0dc4\u0ddd \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dd2\u0dad \u0db6\u0dc0 \u0dad\u0dc4\u0dc0\u0dd4\u0dbb\u0dd4 \u0db1\u0ddc\u0dc0\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dba \u0dc0\u0dd0\u0da9\u0dd2 \u0dc0\u0db1 \u0dad\u0dbb\u0db8\u0da7 \u0d85\u0dc0\u0daf\u0dcf\u0db1\u0db8 \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3\u0dc0\u0daf \u0db4\u0dd0\u0dc4\u0dd0\u0daf\u0dd2\u0dbd\u0dd2 \u0dad\u0ddc\u0dbb\u0dad\u0dd4\u0dbb\u0dd4 \u0dbd\u0db6\u0dcf\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd2\u0dc1\u0dda\u0dc2\u0dba\u0dd9\u0db1\u0dca:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0db4\u0dcf\u0da9\u0dd4\u0dc0\u0d9a\u0dca \u0dc3\u0dd2\u0daf\u0dd4\u0dc0\u0dd4\u0dc0\u0dc4\u0ddc\u0dad\u0dca \u0dc0\u0d9c\u0d9a\u0dd3\u0db8 \u0daf\u0dbb\u0db1\u0dca\u0db1\u0dda \u0d9a\u0dc0\u0dd4\u0daf?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d86\u0db4\u0dc3\u0dd4 \u0db1\u0ddc\u0d9c\u0dd9\u0dc0\u0dd4\u0dc0\u0dc4\u0ddc\u0dad\u0dca \u0d85\u0db4\u0da7 \u0d87\u0dad\u0dd2 \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0d85\u0dba\u0dd2\u0dad\u0dd2\u0dba \u0d9a\u0dd4\u0db8\u0d9a\u0dca\u0daf?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dba\u0db1 \u0db4\u0dca\u200d\u0dbb\u0dc1\u0dca\u0db1 \u0d85\u0dc3\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;6. SEC \u0db1\u0dd3\u0dad\u0dd2 \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3\u0dc0 \u0d85\u0dc0\u0db0\u0dcf\u0db1\u0dba \u0dba\u0ddc\u0db8\u0dd4 \u0d9a\u0dbb\u0db1\u0dca\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8 shares, securities, debentures, public offers, capital-market activities \u0dc4\u0ddd \u0dc0\u0dd9\u0db1\u0dad\u0dca SEC \u0db1\u0dd2\u0dba\u0dcf\u0db8\u0db1\u0dba\u0da7 \u0dba\u0da7\u0dad\u0dca \u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0d9a\u0dcf\u0dbb\u0d9a\u0db8\u0d9a\u0da7 \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0 \u0db1\u0db8\u0dca, Securities and Exchange Commission of Sri Lanka (SEC) \u0dba\u0da7\u0dad\u0dda \u0d85\u0daf\u0dcf\u0dc5 \u0db1\u0dd2\u0dba\u0dcf\u0db8\u0db1 \u0d85\u0dc0\u0dc1\u0dca\u200d\u0dba\u0dad\u0dcf \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dc5 \u0dba\u0dd4\u0dad\u0dd4\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d86\u0dba\u0dad\u0db1\u0dba \u201cSEC Approved\u201d \u0dba\u0db1\u0dd4\u0dc0\u0dd9\u0db1\u0dca \u0db4\u0dc0\u0dc3\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSEC approval \/ licence reference number \u0d91\u0d9a \u0d9a\u0dd4\u0db8\u0d9a\u0dca\u0daf?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dba\u0db1\u0dd4\u0dc0\u0dd9\u0db1\u0dca \u0dbd\u0dd2\u0d9b\u0dd2\u0dad\u0dc0 \u0dc0\u0dd2\u0db8\u0dc3\u0dcf, \u0d91\u0dba SEC \u0dc3\u0db8\u0d9f \u0dc3\u0dca\u0dc0\u0dcf\u0db0\u0dd3\u0db1\u0dc0 \u0dad\u0dc4\u0dc0\u0dd4\u0dbb\u0dd4 \u0d9a\u0dbb\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7. \u0dc3\u0dd0\u0d9a \u0dc3\u0dc4\u0dd2\u0dad \u0db8\u0dd6\u0dbd\u0dca\u200d\u0dba \u0d9c\u0db1\u0dd4\u0daf\u0dd9\u0db1\u0dd4 \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3\u0dc0 \u0d85\u0dc0\u0db0\u0dcf\u0db1\u0dba<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d9c\u0db1\u0dd4\u0daf\u0dd9\u0db1\u0dd4\u0dc0\u0d9a\u0daf\u0dd3:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc0\u0dd2\u0dc1\u0dcf\u0dbd \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0db4\u0dca\u200d\u0dbb\u0db8\u0dcf\u0dab;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0db8\u0dd6\u0dbd\u0dcf\u0dc1\u0dca\u200d\u0dbb\u0dba \u0db4\u0dd0\u0dc4\u0dd0\u0daf\u0dd2\u0dbd\u0dd2 \u0db1\u0ddc\u0dc0\u0dd3\u0db8;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc0\u0dd9\u0db1\u0dad\u0dca \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dba\u0db1\u0dca\u0d9c\u0dda bank accounts;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0d85\u0dc3\u0dcf\u0db8\u0dcf\u0db1\u0dca\u200d\u0dba cash transactions;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* third-party transfers;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc3\u0dd0\u0d9a \u0dc3\u0dc4\u0dd2\u0dad \u0dc0\u0dd2\u0daf\u0dda\u0dc1\u0dd3\u0dba \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dc4\u0dd4\u0dc0\u0db8\u0dcf\u0dbb\u0dd4;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc0\u0dca\u200d\u0dba\u0dcf\u0da2 \u0dbd\u0dda\u0d9b\u0db1;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd0\u0db1\u0dd2 \u0d9a\u0dbb\u0dd4\u0dab\u0dd4 \u0dad\u0dd2\u0db6\u0dda \u0db1\u0db8\u0dca, \u0d91\u0dba Anti-Money Laundering \/ Countering the Financing of Terrorism (AML\/CFT) \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0 \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dab\u0dba\u0d9a\u0da7\u0daf \u0d85\u0daf\u0dcf\u0dc5 \u0dc0\u0dd2\u0dba \u0dc4\u0dd0\u0d9a\u0dd2\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc1\u0dca\u200d\u0dbb\u0dd3 \u0dbd\u0d82\u0d9a\u0dcf\u0dc0\u0dda \u0db8\u0dda \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0 \u0db4\u0dca\u200d\u0dbb\u0db0\u0dcf\u0db1 \u0db1\u0dd3\u0dad\u0dd2 \u0d85\u0dad\u0dbb:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Prevention of Money Laundering Act No. 5 of 2006<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Financial Transactions Reporting Act No. 6 of 2006<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Convention on the Suppression of Terrorist Financing Act No. 25 of 2005<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8. \u0dc0\u0d82\u0da0\u0dcf\u0dc0\u0d9a\u0dca \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3 \u0dc3\u0dd0\u0d9a\u0dba\u0d9a\u0dca \u0d87\u0dad\u0dd2\u0dc0\u0dd4\u0dc0\u0dc4\u0ddc\u0dad\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dba\u0db8\u0dca \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0dca:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc0\u0dca\u200d\u0dba\u0dcf\u0da2 licence \u0db4\u0dd9\u0db1\u0dca\u0dc0\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc0\u0dca\u200d\u0dba\u0dcf\u0da2 CBSL\/SEC approval \u0db4\u0dca\u200d\u0dbb\u0d9a\u0dcf\u0dc1 \u0d9a\u0dbb\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dc0\u0dca\u200d\u0dba\u0dcf\u0da2 \u0dbd\u0dda\u0d9b\u0db1 \u0db7\u0dcf\u0dc0\u0dd2\u0dad \u0d9a\u0dbb\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0d85\u0dc3\u0dad\u0dca\u200d\u0dba \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7 \u0db4\u0ddc\u0dbb\u0ddc\u0db1\u0dca\u0daf\u0dd4 \u0dbd\u0db6\u0dcf\u0daf\u0dd9\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0d9c\u0dd9\u0db1 \u0db4\u0dc3\u0dd4\u0dc0 \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0 \u0dc0\u0dd3\u0db8 \u0db1\u0dc0\u0dad\u0dca\u0dc0\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d86\u0db4\u0dc3\u0dd4 \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8 \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0d9a\u0dca\u0dc2\u0dda\u0db4 \u0d9a\u0dbb\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dd2\u0d9a bank accounts \u0dc0\u0dd9\u0dad \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dba\u0dd0\u0dc0\u0dd3\u0db8\u0da7 \u0db6\u0dbd \u0d9a\u0dbb\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0dad\u0dc0\u0dad\u0dca \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dba\u0db1\u0dca \u0d9c\u0dd9\u0db1\u0dca\u0dc0\u0dcf \u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0dc3\u0db3\u0dc4\u0dcf commission \u0dbd\u0db6\u0dcf\u0daf\u0dd9\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d91\u0db8 \u0d9a\u0dbb\u0dd4\u0dab\u0dd4 \u0d85\u0db1\u0dd4\u0dc0 \u0db4\u0ddc\u0dbd\u0dd2\u0dc3\u0dd2\u0dba\/CID, CBSL, SEC \u0dc4\u0ddd \u0dc0\u0dd9\u0db1\u0dad\u0dca \u0d85\u0daf\u0dcf\u0dc5 \u0db1\u0dd2\u0dba\u0dcf\u0db8\u0db1 \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0da7 \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0dc3\u0dbd\u0d9a\u0dcf \u0db6\u0dd0\u0dbd\u0dd2\u0dba \u0dba\u0dd4\u0dad\u0dd4\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9. \u0db4\u0ddc\u0dbd\u0dd2\u0dc3\u0dd2\u0dba \/ CID \u0dc0\u0dd9\u0dad \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d9a\u0dd2\u0dbb\u0dd3\u0db8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0d82\u0da0\u0dcf\u0dc0, \u0dc0\u0dca\u200d\u0dba\u0dcf\u0da2 \u0dbd\u0dda\u0d9b\u0db1, \u0dc0\u0dca\u200d\u0dba\u0dcf\u0da2 \u0db6\u0dbd\u0db4\u0dad\u0dca\u200d\u0dbb, \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dc0\u0d82\u0da0\u0dcf \u0dc4\u0ddd online financial fraud \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3 \u0dc3\u0dcf\u0db0\u0dcf\u0dbb\u0dab \u0dc3\u0dd0\u0d9a\u0dba\u0d9a\u0dca \u0dad\u0dd2\u0db6\u0dda \u0db1\u0db8\u0dca \u0dc1\u0dca\u200d\u0dbb\u0dd3 \u0dbd\u0d82\u0d9a\u0dcf \u0db4\u0ddc\u0dbd\u0dd2\u0dc3\u0dd2\u0dba \u0dc0\u0dd9\u0dad \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d9a\u0dc5 \u0dc4\u0dd0\u0d9a\u0dd2\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dca\u0dbd\u0d9a\u0dca \u0d9a\u0dbb\u0db1 \u0dc0\u0dd2\u0da7 \u0dc3\u0dd2\u0daf\u0dca\u0db0\u0dd2\u0dba \u0daf\u0dd2\u0db1\u0dba, \u0db8\u0dd4\u0daf\u0dbd, \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dba\u0dcf\/\u0d86\u0dba\u0dad\u0db1\u0dba, bank account, \u0daf\u0dd4\u0dbb\u0d9a\u0dae\u0db1 \u0d85\u0d82\u0d9a, \u0d9c\u0dd2\u0dc0\u0dd2\u0dc3\u0dd4\u0db8\u0dca \u0dc3\u0dc4 \u0d85\u0db1\u0dd9\u0d9a\u0dd4\u0dad\u0dca \u0dc3\u0dcf\u0d9a\u0dca\u0dc2\u0dd2 \u0dc3\u0db8\u0d9f \u0db4\u0dd0\u0dc4\u0dd0\u0daf\u0dd2\u0dbd\u0dd2\u0dc0 \u0d89\u0daf\u0dd2\u0dbb\u0dd2\u0db4\u0dad\u0dca \u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Online complaint \u0db4\u0dc4\u0dc3\u0dd4\u0d9a\u0db8\u0dca \u0db7\u0dcf\u0dc0\u0dd2\u0dad \u0d9a\u0dbb\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca, \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dca\u0dbd\u0dda reference number \u0d91\u0d9a \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dd2\u0dad\u0dc0 \u0dad\u0db6\u0dcf\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10. CBSL \u0dc0\u0dd9\u0dad \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d9a\u0dd2\u0dbb\u0dd3\u0db8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db4\u0dc4\u0dad \u0d9a\u0dbb\u0dd4\u0dab\u0dd4 \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0\u0dba\u0dd9\u0db1\u0dca CBSL \u0dc0\u0dd9\u0dad \u0dad\u0ddc\u0dbb\u0dad\u0dd4\u0dbb\u0dd4\/\u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d89\u0daf\u0dd2\u0dbb\u0dd2\u0db4\u0dad\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0dc3\u0dbd\u0d9a\u0dcf \u0db6\u0dd0\u0dbd\u0dd2\u0dba \u0dc4\u0dd0\u0d9a\u0dd2\u0dba:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0db6\u0dbd\u0db4\u0dad\u0dca\u200d\u0dbb\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0db8\u0dd0\u0dad\u0dd2\u0dc0 deposits \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0d85\u0db1\u0dc0\u0dc3\u0dbb finance business;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u201cCBSL Approved\u201d \u0dba\u0db1\u0dd4\u0dc0\u0dd9\u0db1\u0dca \u0d85\u0dc3\u0dad\u0dca\u200d\u0dba \u0db4\u0dca\u200d\u0dbb\u0d9a\u0dcf\u0dc1 \u0d9a\u0dd2\u0dbb\u0dd3\u0db8;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0d85\u0daf\u0dcf\u0dc5 licence \u0d91\u0d9a \u0dad\u0dc4\u0dc0\u0dd4\u0dbb\u0dd4 \u0d9a\u0dc5 \u0db1\u0ddc\u0dc4\u0dd0\u0d9a\u0dd2 \u0dc0\u0dd3\u0db8;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0d85\u0db1\u0dc0\u0dc3\u0dbb deposit-taking scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CBSL \u0dc0\u0dd2\u0dc3\u0dd2\u0db1\u0dca \u0d85\u0db1\u0dc0\u0dc3\u0dbb \u0db8\u0dd6\u0dbd\u0dca\u200d\u0dba \u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0d9a\u0dcf\u0dbb\u0d9a\u0db8\u0dca \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0\u0dba\u0dd9\u0db1\u0dca \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0db8\u0dcf\u0dbb\u0dca\u0d9c \u0d9c\u0dd9\u0db1 \u0d87\u0dad\u0dd2 \u0d85\u0dad\u0dbb, 2026 \u0daf\u0dd3 freezing orders \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0 \u0db1\u0dd2\u0dbd \u0db1\u0dd2\u0dc0\u0dda\u0daf\u0db1\u0daf \u0db1\u0dd2\u0d9a\u0dd4\u0dad\u0dca \u0d9a\u0dbb \u0d87\u0dad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CBSL Hotline \u2013 1935<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">11. SEC \u0dc0\u0dd9\u0dad \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d9a\u0dd2\u0dbb\u0dd3\u0db8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d9c\u0db1\u0dd4\u0daf\u0dd9\u0db1\u0dd4\u0dc0 securities \u0dc4\u0ddd capital-market activity \u0d91\u0d9a\u0d9a\u0da7 \u0d85\u0daf\u0dcf\u0dc5 \u0db1\u0db8\u0dca SEC \u0dc0\u0dd9\u0dad \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dd2 \u0d9a\u0dc5 \u0dc4\u0dd0\u0d9a\u0dd2\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd2\u0dc1\u0dda\u0dc2\u0dba\u0dd9\u0db1\u0dca:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Shares<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Securities<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Public Offers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Unit Trusts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Stockbrokers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Stock Dealers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Capital-market intermediaries<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd0\u0db1\u0dd2 \u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0d9a\u0dcf\u0dbb\u0d9a\u0db8\u0dca \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0\u0dba\u0dd9\u0db1\u0dca \u0d85\u0daf\u0dcf\u0dc5 \u0db1\u0dd2\u0dba\u0dcf\u0db8\u0db1 \u0dad\u0dad\u0dca\u0dad\u0dca\u0dc0\u0dba \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">12. \u0db4\u0dd0\u0db8\u0dd2\u0dab\u0dd2\u0dbd\u0dca\u0dbd\u0d9a\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb \u0dc3\u0dcf\u0d9a\u0dca\u0dc2\u0dd2 \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0d9c\u0db1\u0dca\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db4\u0dc4\u0dad \u0dbd\u0dda\u0d9b\u0db1 \u0dc4\u0dcf \u0dc3\u0dcf\u0d9a\u0dca\u0dc2\u0dd2 \u0db8\u0d9a\u0dcf \u0db1\u0ddc\u0daf\u0db8\u0dcf \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dd2\u0dad\u0dc0 \u0dad\u0db6\u0dcf\u0d9c\u0db1\u0dca\u0db1:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d9c\u0dd9\u0dc0\u0dd3\u0db8\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bank slips<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bank statements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Online transfer confirmations<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Receipts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d9c\u0dd2\u0dc0\u0dd2\u0dc3\u0dd4\u0db8\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Investment Agreement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Deposit Agreement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Loan Agreement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Terms &amp; Conditions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db4\u0dca\u200d\u0dbb\u0da0\u0dcf\u0dbb\u0dab<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Facebook posts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* WhatsApp messages<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Website screenshots<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* TikTok\/YouTube links<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Posters<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Brochures<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc3\u0db1\u0dca\u0db1\u0dd2\u0dc0\u0dda\u0daf\u0db1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Emails<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* SMS<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* WhatsApp chats<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0daf\u0dd4\u0dbb\u0d9a\u0dae\u0db1 \u0d85\u0d82\u0d9a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0db1\u0dd3\u0dad\u0dd2\u0dba\u0da7 \u0d85\u0db1\u0dd4\u0d9a\u0dd6\u0dbd\u0dc0 \u0dbd\u0db6\u0dcf\u0d9c\u0dad\u0dca \u0d85\u0db1\u0dd9\u0d9a\u0dd4\u0dad\u0dca \u0dc3\u0dcf\u0d9a\u0dca\u0dc2\u0dd2<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc3\u0dcf\u0d9a\u0dca\u0dc2\u0dd2 \u0db8\u0d9a\u0dcf \u0daf\u0dd0\u0db8\u0dd3\u0db8 \u0dc4\u0ddd \u0dc0\u0dd9\u0db1\u0dc3\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0dd9\u0db1\u0dca \u0dc0\u0dc5\u0d9a\u0dd2\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">13. \u201c\u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d86\u0db4\u0dc3\u0dd4 \u0daf\u0dd9\u0db1\u0dca\u0db1 \u0dad\u0dc0\u0dad\u0dca \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1\u201d \u0d9a\u0dd2\u0dba\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d86\u0db4\u0dc3\u0dd4 \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cTax \u0d91\u0d9a\u0d9a\u0dca \u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cRelease Fee \u0d91\u0d9a\u0d9a\u0dca \u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cProcessing Fee \u0d91\u0d9a\u0d9a\u0dca \u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAccount Unlock Fee \u0d91\u0d9a\u0d9a\u0dca \u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Clearance Fee \u0d91\u0d9a\u0d9a\u0dca \u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd0\u0db1\u0dd2 \u0dc4\u0dda\u0dad\u0dd4 \u0daf\u0d9a\u0dca\u0dc0\u0db8\u0dd2\u0db1\u0dca \u0dad\u0dc0\u0dad\u0dca \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d89\u0dbd\u0dca\u0dbd\u0dcf \u0dc3\u0dd2\u0da7\u0dd2\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca, \u0d85\u0daf\u0dcf\u0dc5 \u0db1\u0dd2\u0dbd \u0d86\u0dba\u0dad\u0db1\u0dba \u0dc3\u0db8\u0d9f \u0dc3\u0dca\u0dc0\u0dcf\u0db0\u0dd3\u0db1\u0dc0 \u0dad\u0dc4\u0dc0\u0dd4\u0dbb\u0dd4 \u0d9a\u0dbb\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0d9a\u0dd2\u0db1\u0dca \u0dad\u0ddc\u0dbb\u0dc0 \u0dad\u0dc0\u0dad\u0dca \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0db1\u0ddc\u0d9c\u0dd9\u0dc0\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">14. SLDIS \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dcf\u0dc0 \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3 \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0d9a\u0dbb\u0dd4\u0dab\u0d9a\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db6\u0dbd\u0dba\u0dbd\u0dad\u0dca \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a \u0dc3\u0dd4\u0daf\u0dd4\u0dc3\u0dd4\u0d9a\u0db8\u0dca \u0dbd\u0dad\u0dca deposit \u0d91\u0d9a\u0d9a\u0dca \u0dc3\u0dc4 \u0dc3\u0dcf\u0db8\u0dcf\u0db1\u0dca\u200d\u0dba \u201cinvestment\u201d \u0d91\u0d9a\u0d9a\u0dca \u0d91\u0d9a\u0db8 \u0daf\u0dd9\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0dc0\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CBSL \u0dc3\u0db3\u0dc4\u0db1\u0dca \u0d9a\u0dbb\u0db1 \u0db4\u0dbb\u0dd2\u0daf\u0dd2, Sri Lanka Deposit Insurance Scheme (SLDIS) \u0dba\u0da7\u0dad\u0dda \u0dc3\u0dd4\u0daf\u0dd4\u0dc3\u0dd4\u0d9a\u0db8\u0dca \u0dbd\u0dad\u0dca deposits \u0dc3\u0db3\u0dc4\u0dcf \u0d91\u0d9a\u0dca \u0dad\u0dd0\u0db1\u0dca\u0db4\u0dad\u0dca\u0d9a\u0dbb\u0dd4\u0dc0\u0dd9\u0d9a\u0dd4\u0da7 \u0d91\u0d9a\u0dca \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0dca \u0dc3\u0db8\u0dca\u0db6\u0db1\u0dca\u0db0\u0dba\u0dd9\u0db1\u0dca \u0d85\u0daf\u0dcf\u0dc5 \u0d8b\u0db4\u0dbb\u0dd2\u0db8 \u0dc0\u0db1\u0dca\u0daf\u0dd2 \u0dc3\u0dd3\u0db8\u0dcf\u0dc0\u0d9a\u0dca \u0db4\u0dc0\u0dad\u0dd3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d91\u0dba \u0dc3\u0dd2\u0dba\u0dbd\u0dd4\u0db8 \u0d86\u0dba\u0ddd\u0da2\u0db1, shares, securities \u0dc4\u0ddd \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dd2\u0d9a investment schemes \u0dc3\u0db3\u0dc4\u0dcf \u0dc3\u0dc4\u0dad\u0dd2\u0d9a\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0dc0\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d91\u0db6\u0dd0\u0dc0\u0dd2\u0db1\u0dca \u201cSLDIS \u0dad\u0dd2\u0dba\u0dd9\u0db1\u0dc0\u0dcf\u201d \u0dba\u0db1 \u0db4\u0dca\u200d\u0dbb\u0d9a\u0dcf\u0dc1\u0dba \u0db4\u0db8\u0dab\u0d9a\u0dca \u0db8\u0dad \u0d9a\u0dd2\u0dc3\u0dd2\u0daf\u0dd4 \u0d86\u0dba\u0ddd\u0da2\u0db1 \u0dad\u0dd3\u0dbb\u0dab\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">15. HRPO \u0dc4\u0dd2 \u0d85\u0dc0\u0dc3\u0db1\u0dca \u0db8\u0dc4\u0da2\u0db1 \u0db4\u0dab\u0dd2\u0dc0\u0dd2\u0da9\u0dba<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0dbd\u0dcf\u0db7\u0dba \u0db4\u0dc3\u0dd4\u0dc0 \u0db6\u0dbd\u0db8\u0dd4 \u2013 \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dcf\u0dc0 \u0db4\u0dc5\u0db8\u0dd4\u0dc0 \u0db6\u0dbd\u0db8\u0dd4.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d94\u0db6\u0dda \u0da2\u0dd3\u0dc0\u0dd2\u0dad \u0d9a\u0dcf\u0dbd\u0dba\u0dda \u0d89\u0dad\u0dd2\u0dbb\u0dd2\u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0dca, \u0dc0\u0dd2\u0dc1\u0dca\u200d\u0dbb\u0dcf\u0db8\u0dd2\u0d9a \u0db8\u0dd4\u0daf\u0dbd\u0dca, \u0daf\u0dbb\u0dd4\u0dc0\u0db1\u0dca\u0d9c\u0dda \u0d85\u0db0\u0dca\u200d\u0dba\u0dcf\u0db4\u0db1 \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dc4\u0ddd \u0dc0\u0dca\u200d\u0dba\u0dcf\u0db4\u0dcf\u0dbb\u0dd2\u0d9a \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0d9a\u0dd2\u0dc3\u0dd2\u0dba\u0db8\u0dca \u0d86\u0dba\u0dad\u0db1\u0dba\u0d9a\u0da7 \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db1\u0dd2\u0dba\u0dcf\u0db8\u0d9a\u0dba\u0dcf \u0dc4\u0db3\u0dd4\u0db1\u0dcf\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Licence \u0d91\u0d9a \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d9c\u0dd2\u0dc0\u0dd2\u0dc3\u0dd4\u0db8 \u0d9a\u0dd2\u0dba\u0dc0\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d85\u0dc0\u0daf\u0dcf\u0db1\u0db8 \u0dad\u0dda\u0dbb\u0dd4\u0db8\u0dca \u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc3\u0dcf\u0d9a\u0dca\u0dc2\u0dd2 \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0d9c\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc3\u0dd0\u0d9a\u0dba\u0d9a\u0dca \u0d87\u0dad\u0dca\u0db1\u0db8\u0dca \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf \u0db1\u0ddc\u0daf\u0dd9\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dad\u0d9a \u0dad\u0db6\u0dcf\u0d9c\u0db1\u0dca\u0db1:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPvt Ltd\u201d \u0dc3\u0db8\u0dcf\u0d9c\u0db8\u0d9a\u0dca \u0dc0\u0dd3\u0db8 \u0db4\u0db8\u0dab\u0d9a\u0dca \u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dd9\u0db1\u0dca deposits \u0dbd\u0db6\u0dcf\u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0da7 \u0db6\u0dbd\u0db4\u0dad\u0dca\u200d\u0dbb\u0dba\u0d9a\u0dca \u0db1\u0ddc\u0dc0\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Approved\u201d \u0dba\u0db1 \u0db4\u0dca\u200d\u0dbb\u0d9a\u0dcf\u0dc1\u0dba \u0db1\u0dd2\u0dbd \u0db8\u0dd6\u0dbd\u0dcf\u0dc1\u0dca\u200d\u0dbb\u0dba\u0d9a\u0dd2\u0db1\u0dca \u0dad\u0dc4\u0dc0\u0dd4\u0dbb\u0dd4 \u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cGuaranteed Profit\u201d \u0dba\u0db1 \u0db4\u0ddc\u0dbb\u0ddc\u0db1\u0dca\u0daf\u0dd4\u0dc0 \u0db4\u0db8\u0dab\u0d9a\u0dca \u0db8\u0dad \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf \u0db1\u0ddc\u0daf\u0dd9\u0db1\u0dca\u0db1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d94\u0db6\u0dda \u0db8\u0dd4\u0daf\u0dbd\u0dca \u2013 \u0d94\u0db6\u0dda \u0dc0\u0d9c\u0d9a\u0dd3\u0db8 \u2013 \u0d94\u0db6\u0dda \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0d85\u0dba\u0dd2\u0dad\u0dd2\u0dba.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dcf\u0db1\u0dc0 \u0dc4\u0dd2\u0db8\u0dd2\u0d9a\u0db8\u0dca \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0dc3\u0d82\u0dc0\u0dd2\u0db0\u0dcf\u0db1\u0dba (HRPO)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0d9c\u0dda \u0d86\u0dbb\u0dca\u0dae\u0dd2\u0d9a \u0d85\u0dba\u0dd2\u0dad\u0dd2\u0dc0\u0dcf\u0dc3\u0dd2\u0d9a\u0db8\u0dca, \u0db4\u0dcf\u0dbb\u0dd2\u0db7\u0ddd\u0d9c\u0dd2\u0d9a \u0d85\u0dba\u0dd2\u0dad\u0dd2\u0dc0\u0dcf\u0dc3\u0dd2\u0d9a\u0db8\u0dca \u0dc3\u0dc4 \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dcf\u0dc0 \u0db4\u0dd2\u0dc5\u0dd2\u0db6\u0db3 \u0daf\u0dd0\u0db1\u0dd4\u0dc0\u0dad\u0dca\u0db7\u0dcf\u0dc0\u0dba \u0dc0\u0dbb\u0dca\u0db0\u0db1\u0dba \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0dc3\u0db3\u0dc4\u0dcf \u0db8\u0dd9\u0db8 \u0db8\u0dc4\u0da2\u0db1 \u0daf\u0dd0\u0db1\u0dd4\u0dc0\u0dad\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0d89\u0daf\u0dd2\u0dbb\u0dd2\u0db4\u0dad\u0dca \u0d9a\u0dbb\u0db1\u0dd4 \u0dbd\u0dd0\u0db6\u0dda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0d86\u0da0\u0dcf\u0dbb\u0dca\u0dba \u0d91\u0db8\u0dca.\u0d91\u0db8\u0dca.\u0dc3\u0dc6\u0dcf\u0db1\u0dca<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0dc0\u0dd2\u0db0\u0dcf\u0dba\u0d9a \u0d85\u0db0\u0dca\u200d\u0dba\u0d9a\u0dca\u0dc2<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0db8\u0dcf\u0db1\u0dc0 \u0dc4\u0dd2\u0db8\u0dd2\u0d9a\u0db8\u0dca \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0dc3\u0d82\u0dc0\u0dd2\u0db0\u0dcf\u0db1\u0dba (HRPO), \u0dc1\u0dca\u200d\u0dbb\u0dd3 \u0dbd\u0d82\u0d9a\u0dcf\u0dc0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Important Legal Awareness Notice to the Public<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before Investing Your Money Based on Promises of \u201cHigh Interest\u201d or \u201cHigh Returns\u201d, Check the Legal Status<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Human Rights Protection Organization (HRPO)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Executive Director \u2013 Dr. M. M. Shafaan<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Today, various institutions, companies and individuals may approach the public with promises such as \u201chigh interest,\u201d \u201cguaranteed profits,\u201d \u201cmonthly income,\u201d \u201cguaranteed returns,\u201d or \u201crisk-free investments.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before handing over your hard-earned money to any institution, always verify its legal status, licence, regulatory authority and the legal basis of the transaction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Being registered as a \u201cPvt Ltd\u201d company is not enough<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Registration with the Registrar of Companies does not by itself give a company the authority to accept deposits from the public or conduct a finance business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Company Registration \u2260 Deposit-Taking Licence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, before investing, verify under which law the institution operates and which regulatory authority supervises its activities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Finance Business Act No. 42 of 2011<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Finance Business Act No. 42 of 2011 places legal restrictions on conducting finance business or accepting deposits without the required authority.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Section 48 also contains restrictions relating to directly or indirectly inviting the public to make deposits through advertisements where the relevant legal authority is absent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, be particularly cautious about advertisements on Facebook, WhatsApp, TikTok, YouTube, websites, newspapers and other media that seek money from the public.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Check the CBSL Licence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the Central Bank of Sri Lanka (CBSL), the main categories of institutions generally authorised to accept deposits from the public include:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Commercial Banks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Specialised Banks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Finance Companies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are also certain institutions specifically exempted by law.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, do not rely solely on claims such as:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Approved\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Registered\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Regulated\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Independently verify the institution and its licence through the official CBSL sources.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. Is it a \u201cDeposit\u201d or an \u201cInvestment\u201d?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simply calling a transaction an \u201cInvestment\u201d does not necessarily determine its legal nature.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cGive us Rs. 1,000,000 and we will pay you a 3% return every month.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before providing money, clarify whether the transaction is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* A Deposit<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* An Investment<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* A Loan<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Purchase of Shares\/Securities<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* A Collective Investment Scheme<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The actual nature of the transaction is more important than the title given to the agreement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. Check These Matters Before Giving Your Money<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check at least the following:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Company Registration<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Company Registration Number<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. Directors and relevant ownership information<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. Actual business activity<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. Relevant regulatory authority<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. Licence \/ Approval Number<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7. Validity of the licence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8. Activities permitted under the licence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9. Whether the institution is authorised to accept deposits<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10. Whether investment\/securities approval is required<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">11. Written Agreement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">12. Terms &amp; Conditions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">13. Audited Financial Statements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">14. Security \/ Collateral<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">15. Bank account to which the money will be transferred<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">16. Legal procedure for withdrawing or recovering your money<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. Be Careful About \u201cHigh Interest\u201d and \u201cGuaranteed Profits\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Statements such as \u201c3% per month,\u201d \u201c20% per year,\u201d \u201cGuaranteed Profit,\u201d or \u201cRisk-Free\u201d do not, by themselves, prove that an investment is legal or safe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ask:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWho is responsible if the investment suffers a loss?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWhat are my legal rights if my money is not returned?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. Pay Attention to SEC Regulations<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the transaction involves shares, securities, debentures, public offers, capital-market activities or other activities regulated by the Securities and Exchange Commission of Sri Lanka (SEC), verify the applicable regulatory requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If an institution claims to be \u201cSEC Approved,\u201d ask for the relevant approval\/licence reference number and independently verify it with the SEC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7. Be Alert to Suspicious Financial Transactions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Large unexplained transactions, third-party bank accounts, unusual cash transactions, suspicious international transfers, unclear sources of funds or false documents may raise Anti-Money Laundering \/ Countering the Financing of Terrorism (AML\/CFT) concerns.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Relevant legislation includes:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Prevention of Money Laundering Act No. 5 of 2006<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Financial Transactions Reporting Act No. 6 of 2006<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Convention on the Suppression of Terrorist Financing Act No. 25 of 2005<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8. If You Suspect Fraud<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If an institution:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Provides a false licence;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Falsely claims CBSL\/SEC approval;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Uses false documents;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Makes misleading promises of returns;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Takes money and subsequently disappears;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Refuses to return money;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Forces customers to transfer money to personal bank accounts; or<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Offers commissions for recruiting additional people,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">consider reporting the matter, depending on its nature, to the Sri Lanka Police\/CID, CBSL, SEC or other relevant regulatory authorities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9. Complaints to Police \/ CID<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If there is reasonable suspicion of fraud, forged documents, false licences, financial fraud or online financial fraud, a complaint may be made to the Sri Lanka Police.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Include the relevant dates, amounts, names of persons\/institutions, bank account details, telephone numbers, agreements and other evidence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you use an online complaint facility, keep the complaint reference number safely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10. Complaints to CBSL<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consider providing information or making a complaint to CBSL regarding:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Unauthorised deposit-taking;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Unauthorised finance business;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* False claims of being \u201cCBSL Approved\u201d;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* An unverifiable licence; or<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* An unauthorised deposit-taking scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CBSL Hotline: 1935<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">11. Complaints to SEC<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the matter relates to securities or capital-market activities, consider making a complaint to the SEC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This may include matters relating to:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Shares<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Securities<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Public Offers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Unit Trusts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Stockbrokers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Stock Dealers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Capital-market intermediaries<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">12. Preserve Your Evidence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not delete or alter relevant evidence, including:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Payment Evidence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bank slips<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bank statements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Online transfer confirmations<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Receipts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Investment Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Deposit Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Loan Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Terms &amp; Conditions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Advertising<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Facebook posts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* WhatsApp messages<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Website screenshots<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* TikTok\/YouTube links<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Posters<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Brochures<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Communications<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Emails<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* SMS<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* WhatsApp chats<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Telephone numbers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Other evidence lawfully obtained<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">13. If They Ask You to Pay More Money to Get Your Money Back<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If someone says:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPay a tax.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPay a release fee.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPay a processing fee.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPay an account-unlock fee.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPay a CBSL clearance fee.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">do not make another payment without independently verifying the request with the relevant official authority.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">14. Important Point About SLDIS<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A qualifying deposit held with an authorised institution and an ordinary \u201cinvestment\u201d are not necessarily the same thing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Sri Lanka Deposit Insurance Scheme (SLDIS) applies to qualifying deposits subject to its applicable terms and limits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It does not mean that all investments, shares, securities or private investment schemes are guaranteed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, do not make an investment decision merely because someone claims that \u201cSLDIS protection is available.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HRPO\u2019s Message to the Public<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cLook at the legal protection first \u2013 profit comes later.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before giving your life savings, retirement funds, children\u2019s education funds or business funds to any institution:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Identify the regulator.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Verify the licence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read the agreement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understand the risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Preserve your evidence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you have doubts, do not hand over your money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Remember:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Being a \u201cPvt Ltd\u201d company does not by itself mean that the company is authorised to accept deposits from the public.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Verify any claim of \u201cCBSL Approved\u201d through official sources.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not invest solely because of a promise of \u201cGuaranteed Profit.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your Money \u2013 Your Responsibility \u2013 Your Legal Rights.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Human Rights Protection Organization (HRPO), Sri Lanka<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This public awareness notice is issued to promote awareness of economic rights, consumer rights and legal protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dr. M. M. Shafaan<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Executive Director<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Human Rights Protection Organization (HRPO), Sri Lanka<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bae\u0bbe\u0ba9 \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0bb4\u0bbf\u0baa\u0bcd\u0baa\u0bc1\u0ba3\u0bb0\u0bcd\u0bb5\u0bc1 \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0ba4\u0bbf\u0b95 \u0bb5\u0b9f\u0bcd\u0b9f\u0bbf\u201d \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u201c\u0b85\u0ba4\u0bbf\u0b95 \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0bae\u0bcd\u201d \u0b8e\u0ba9\u0bcd\u0bb1 \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0bb1\u0bc1\u0ba4\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe\u0ba9 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0ba9\u0bbf\u0ba4 \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b85\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0bc1 (HRPO)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba8\u0bbf\u0bb1\u0bc8\u0bb5\u0bc7\u0bb1\u0bcd\u0bb1\u0bc1\u0baa\u0bcd \u0baa\u0ba3\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0bb3\u0bb0\u0bcd \u2013 \u0b9f\u0bbe\u0b95\u0bcd\u0b9f\u0bb0\u0bcd M. M. Shafaan<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0baa\u0bb2\u0bcd\u0bb5\u0bc7\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0b95\u0bae\u0bcd\u0baa\u0ba9\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba4\u0ba9\u0bbf\u0ba8\u0baa\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u201c\u0b85\u0ba4\u0bbf\u0b95 \u0bb5\u0b9f\u0bcd\u0b9f\u0bbf\u201d, \u201c\u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bbe\u0ba9 \u0b87\u0bb2\u0bbe\u0baa\u0bae\u0bcd\u201d, \u201c\u0bae\u0bbe\u0ba4\u0bbe\u0ba8\u0bcd\u0ba4 \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0bae\u0bcd\u201d, \u201c\u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bbe\u0ba9 \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0bae\u0bcd\u201d \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u201c\u0b86\u0baa\u0ba4\u0bcd\u0ba4\u0bb1\u0bcd\u0bb1 \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1\u201d \u0baa\u0bcb\u0ba9\u0bcd\u0bb1 \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0bb1\u0bc1\u0ba4\u0bbf\u0b95\u0bb3\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bbf \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1 \u0bae\u0bc1\u0baf\u0bb1\u0bcd\u0b9a\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0ba8\u0bcd\u0ba4\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0bbe\u0ba3\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bb5\u0bc7, \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0bbf\u0ba9\u0bae\u0bbe\u0b95 \u0b89\u0bb4\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1 \u0b9a\u0bc7\u0bae\u0bbf\u0ba4\u0bcd\u0ba4 \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0b8e\u0ba8\u0bcd\u0ba4\u0bb5\u0bca\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd, \u0b85\u0ba8\u0bcd\u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0ba8\u0bbf\u0bb2\u0bc8, \u0b89\u0bb0\u0bbf\u0bae\u0bae\u0bcd, \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0ba3\u0baa\u0bcd \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8 \u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bb1\u0bcd\u0bb1\u0bc8 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bbe\u0b95\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pvt Ltd\u201d \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bbe\u0b95\u0baa\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0baa\u0bcb\u0ba4\u0bc1\u0bae\u0bbe\u0ba9\u0ba4\u0bb2\u0bcd\u0bb2<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd Registrar of Companies \u0b95\u0bc0\u0bb4\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7, \u0b85\u0ba8\u0bcd\u0ba4 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8 (Deposits) \u0b8f\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bb5\u0bcb \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba8\u0bbf\u0ba4\u0bbf \u0bb5\u0ba3\u0bbf\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 (Finance Business) \u0ba8\u0b9f\u0ba4\u0bcd\u0ba4\u0bb5\u0bcb \u0ba4\u0bbe\u0ba9\u0bbe\u0b95\u0bb5\u0bc7 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Company Registration \u2260 Deposit-Taking Licence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bb5\u0bc7, \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0b85\u0ba8\u0bcd\u0ba4 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u0b8e\u0ba8\u0bcd\u0ba4 \u0b9a\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b8e\u0ba8\u0bcd\u0ba4 \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0b95\u0ba3\u0bcd\u0b95\u0bbe\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Finance Business Act No. 42 of 2011<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finance Business Act No. 42 of 2011 \u0b87\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbe\u0ba9 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b89\u0bb0\u0bbf\u0bae\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf \u0bb5\u0ba3\u0bbf\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0ba8\u0b9f\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0bb0\u0bc0\u0ba4\u0bbf\u0baf\u0bbe\u0ba9 \u0b95\u0b9f\u0bcd\u0b9f\u0bc1\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0ba4\u0bcd\u0ba4\u0bc1\u0b9f\u0ba9\u0bcd, \u0b85\u0ba8\u0bcd\u0ba4\u0b9a\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd Section 48 \u0b87\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd, \u0b89\u0bb0\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0ba8\u0baa\u0bb0\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0b95 \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95\u0bb5\u0bcb \u0bae\u0bb1\u0bc8\u0bae\u0bc1\u0b95\u0bae\u0bbe\u0b95\u0bb5\u0bcb \u0bb5\u0bbf\u0bb3\u0bae\u0bcd\u0baa\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b85\u0bb4\u0bc8\u0baa\u0bcd\u0baa\u0bc1 \u0bb5\u0bbf\u0b9f\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b95\u0b9f\u0bcd\u0b9f\u0bc1\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bb5\u0bc7, Facebook, WhatsApp, TikTok, YouTube, \u0b87\u0ba3\u0bc8\u0baf\u0ba4\u0bcd\u0ba4\u0bb3\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0baa\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bbf\u0b95\u0bc8\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0bbf\u0bb1 \u0b8a\u0b9f\u0b95\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0ba3\u0bae\u0bcd \u0b95\u0bcb\u0bb0\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b95 \u0bae\u0bbf\u0b95\u0bc1\u0ba8\u0bcd\u0ba4 \u0b95\u0bb5\u0ba9\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. CBSL \u0b89\u0bb0\u0bbf\u0bae\u0ba4\u0bcd\u0ba4\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b87\u0bb2\u0b99\u0bcd\u0b95\u0bc8 \u0bae\u0ba4\u0bcd\u0ba4\u0bbf\u0baf \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd (CBSL) \u0ba4\u0b95\u0bb5\u0bb2\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf, \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0bb5\u0b95\u0bc8\u0b95\u0bb3\u0bbf\u0bb2\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Commercial Banks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Specialised Banks<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Licensed Finance Companies<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bc8 \u0b85\u0b9f\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b9a\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95 \u0bb5\u0bbf\u0bb2\u0b95\u0bcd\u0b95\u0bc1 \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b9a\u0bbf\u0bb2 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0bae\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bb5\u0bc7, \u0b92\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Approved\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Registered\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Regulated\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0bc2\u0bb1\u0bc1\u0bb5\u0ba4\u0bbe\u0bb2\u0bcd \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0ba8\u0bae\u0bcd\u0baa \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0ba8\u0bcd\u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0baa\u0bc6\u0baf\u0bb0\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b89\u0bb0\u0bbf\u0bae \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 CBSL-\u0ba9\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0ba4\u0b95\u0bb5\u0bb2\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b9a\u0bc1\u0baf\u0bae\u0bbe\u0b95\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. \u0b87\u0ba4\u0bc1 \u201cDeposit\u201d \u0b86\u0b95\u0bc1\u0bae\u0bbe? \u201cInvestment\u201d \u0b86\u0b95\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0bb0\u0bc1 \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8\u0b95\u0bcd\u0b95\u0bc1 \u201cInvestment\u201d \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0baa\u0bc6\u0baf\u0bb0\u0bbf\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b85\u0ba4\u0ba9\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0ba4\u0ba9\u0bcd\u0bae\u0bc8\u0baf\u0bc8 \u0ba4\u0bc0\u0bb0\u0bcd\u0bae\u0bbe\u0ba9\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b89\u0ba4\u0bbe\u0bb0\u0ba3\u0bae\u0bbe\u0b95:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0bb0\u0bc2. 1,000,000 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd. \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0bae\u0bbe\u0ba4\u0bae\u0bc1\u0bae\u0bcd 3% \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0bcb\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bcd\u0bb1 \u0bae\u0bc1\u0ba9\u0bcd\u0bae\u0bca\u0bb4\u0bbf\u0bb5\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0b85\u0ba8\u0bcd\u0ba4\u0baa\u0bcd \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Deposit \u0b86\u0b95\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Investment \u0b86\u0b95\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Loan \u0b86\u0b95\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Shares\/Securities \u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba9\u0bb5\u0bc1 \u0b86\u0b95\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Collective Investment Scheme \u0b86\u0b95\u0bc1\u0bae\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0ba4\u0bc6\u0bb3\u0bbf\u0bb5\u0bbe\u0b95 \u0b85\u0bb1\u0bbf\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0baa\u0bcd\u0baa\u0ba8\u0bcd\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0bc6\u0baf\u0bb0\u0bc8 \u0bb5\u0bbf\u0b9f, \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0b89\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0ba4\u0ba9\u0bcd\u0bae\u0bc8\u0baf\u0bc7 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bae\u0bbe\u0ba9\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0b87\u0ba8\u0bcd\u0ba4 \u0bb5\u0bbf\u0b9f\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b95\u0bc1\u0bb1\u0bc8\u0ba8\u0bcd\u0ba4\u0baa\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0baa\u0bbf\u0ba9\u0bcd\u0bb5\u0bb0\u0bc1\u0bae\u0bcd \u0bb5\u0bbf\u0b9f\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0baa\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Company Registration Number<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. Directors \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b89\u0bb0\u0bbf\u0bae\u0bc8 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0ba4\u0b95\u0bb5\u0bb2\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b89\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0bb5\u0ba3\u0bbf\u0b95 \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. Licence \/ Approval Number<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7. \u0b89\u0bb0\u0bbf\u0bae\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bcd\u0bb2\u0bc1\u0baa\u0b9f\u0bbf\u0baf\u0bbe\u0b95\u0bc1\u0bae\u0bcd \u0b95\u0bbe\u0bb2\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8. \u0b85\u0ba8\u0bcd\u0ba4 \u0b89\u0bb0\u0bbf\u0bae\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd \u0b85\u0ba9\u0bc1\u0bae\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9. \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10. Investment\/Securities approval \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbe?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">11. Written Agreement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">12. Terms &amp; Conditions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">13. Audited Financial Statements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">14. Security \/ Collateral<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">15. \u0baa\u0ba3\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbf\u0baf \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">16. \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0bae\u0bc0\u0bb3\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b9a\u0b9f\u0bcd\u0b9f \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. \u201c\u0b85\u0ba4\u0bbf\u0b95 \u0bb5\u0b9f\u0bcd\u0b9f\u0bbf\u201d \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u201c\u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bbe\u0ba9 \u0b87\u0bb2\u0bbe\u0baa\u0bae\u0bcd\u201d \u0b95\u0bc1\u0bb1\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1 \u0b8e\u0b9a\u0bcd\u0b9a\u0bb0\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0bae\u0bbe\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 3%\u201d, \u201c\u0bb5\u0bb0\u0bc1\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 20%\u201d, \u201cGuaranteed Profit\u201d, \u201cRisk-Free\u201d \u0baa\u0bcb\u0ba9\u0bcd\u0bb1 \u0b95\u0bc2\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bb3\u0bcd \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bbe\u0bb2\u0bcd \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b85\u0ba8\u0bcd\u0ba4 \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe\u0ba9\u0ba4\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bbe\u0ba9\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb0\u0bc2\u0baa\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bbe\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bbf\u0ba9\u0bcd\u0bb5\u0bb0\u0bc1\u0bae\u0bcd \u0b95\u0bc7\u0bb3\u0bcd\u0bb5\u0bbf\u0b95\u0bb3\u0bc8 \u0b95\u0bc7\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bcd\u0b9f\u0bbf\u0bb2\u0bcd \u0ba8\u0bb7\u0bcd\u0b9f\u0bae\u0bcd \u0b8f\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd \u0b85\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0baf\u0bbe\u0bb0\u0bcd \u0baa\u0bca\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bc1?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0b8e\u0ba9\u0ba4\u0bc1 \u0baa\u0ba3\u0bae\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bbe\u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd \u0b8e\u0ba9\u0b95\u0bcd\u0b95\u0bc1\u0bb3\u0bcd\u0bb3 \u0b9a\u0b9f\u0bcd\u0b9f \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. SEC \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b95 \u0b95\u0bb5\u0ba9\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bb5\u0bc1\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8 Shares, Securities, Debentures, Public Offers, Capital-Market Activities \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 Securities and Exchange Commission of Sri Lanka (SEC) \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0b95\u0bb3\u0bc1\u0b9f\u0ba9\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf\u0ba4\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd, \u0b85\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8\u0ba4\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8\u0b95\u0bb3\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u201cSEC Approved\u201d \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0bc2\u0bb1\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSEC approval \/ licence reference number \u0b8e\u0ba9\u0bcd\u0ba9?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0bc7\u0b9f\u0bcd\u0b9f\u0bc1, \u0b85\u0ba4\u0ba9\u0bc8 SEC \u0b89\u0b9f\u0ba9\u0bcd \u0b9a\u0bc1\u0baf\u0bae\u0bbe\u0b95\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7.\u0b9a\u0ba8\u0bcd\u0ba4\u0bc7\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bbf\u0b9f\u0bae\u0bbe\u0ba9 \u0ba8\u0bbf\u0ba4\u0bbf\u0baa\u0bcd \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8\u0b95\u0bb3\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1 \u0b8e\u0b9a\u0bcd\u0b9a\u0bb0\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bbf\u0ba9\u0bcd\u0bb5\u0bb0\u0bc1\u0bae\u0bcd \u0bb5\u0bbf\u0b9f\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0bbe\u0ba3\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0bb5\u0bbf\u0bb3\u0b95\u0bcd\u0b95\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0baa\u0bc6\u0bb0\u0bbf\u0baf \u0ba4\u0bca\u0b95\u0bc8 \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0bae\u0bc2\u0ba9\u0bcd\u0bb1\u0bbe\u0bae\u0bcd \u0ba8\u0baa\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bbe\u0bb1\u0bbe\u0ba9 \u0baa\u0ba3\u0baa\u0bcd \u0baa\u0bb0\u0bbf\u0bb5\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b9a\u0ba8\u0bcd\u0ba4\u0bc7\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bbf\u0b9f\u0bae\u0bbe\u0ba9 \u0b9a\u0bb0\u0bcd\u0bb5\u0ba4\u0bc7\u0b9a \u0baa\u0ba3\u0baa\u0bcd \u0baa\u0bb0\u0bbf\u0bae\u0bbe\u0bb1\u0bcd\u0bb1\u0b99\u0bcd\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bae\u0bc2\u0bb2\u0bbe\u0ba4\u0bbe\u0bb0\u0bae\u0bcd \u0ba4\u0bc6\u0bb3\u0bbf\u0bb5\u0bbe\u0b95 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bc8;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0bcb\u0bb2\u0bbf\u0baf\u0bbe\u0ba9 \u0b86\u0bb5\u0ba3\u0b99\u0bcd\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0bb5\u0bc8 Anti-Money Laundering \/ Countering the Financing of Terrorism (AML\/CFT) \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0b9a\u0b9f\u0bcd\u0b9f \u0bb5\u0bbf\u0b9a\u0bbe\u0bb0\u0ba3\u0bc8\u0b95\u0bcd\u0b95\u0bc1 \u0b89\u0b9f\u0bcd\u0baa\u0b9f\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bbf\u0baf\u0ba4\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b87\u0ba4\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0b9a\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Prevention of Money Laundering Act No. 5 of 2006<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Financial Transactions Reporting Act No. 6 of 2006<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Convention on the Suppression of Terrorist Financing Act No. 25 of 2005<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bc8 \u0b85\u0b9f\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">8. \u0bae\u0bcb\u0b9a\u0b9f\u0bbf \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b95 \u0b9a\u0ba8\u0bcd\u0ba4\u0bc7\u0b95\u0bae\u0bcd \u0b8f\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0bcb\u0bb2\u0bbf\u0baf\u0bbe\u0ba9 \u0b89\u0bb0\u0bbf\u0bae\u0ba4\u0bcd\u0ba4\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0bcb\u0bb2\u0bbf\u0baf\u0bbe\u0ba9 CBSL\/SEC \u0b85\u0b99\u0bcd\u0b95\u0bc0\u0b95\u0bbe\u0bb0\u0ba4\u0bcd\u0ba4\u0bc8\u0b95\u0bcd \u0b95\u0bc2\u0bb1\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0bcb\u0bb2\u0bbf\u0baf\u0bbe\u0ba9 \u0b86\u0bb5\u0ba3\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0ba4\u0bb5\u0bb1\u0bbe\u0ba9 \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9 \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0bb1\u0bc1\u0ba4\u0bbf\u0b95\u0bb3\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1 \u0baa\u0bbf\u0ba9\u0bcd\u0ba9\u0bb0\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc8\u0ba4\u0bcd \u0ba4\u0bc1\u0ba3\u0bcd\u0b9f\u0bbf\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8\u0ba4\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bae\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0ba4\u0ba9\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0baa\u0ba3\u0bae\u0bcd \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0bc1\u0bae\u0bbe\u0bb1\u0bc1 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0ba8\u0baa\u0bb0\u0bcd\u0b95\u0bb3\u0bc8 \u0b87\u0ba3\u0bc8\u0baa\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0b95 Commission \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b9a\u0bae\u0bcd\u0baa\u0bb5\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0ba4\u0ba9\u0bcd\u0bae\u0bc8\u0b95\u0bcd\u0b95\u0bc1 \u0b8f\u0bb1\u0bcd\u0baa \u0b87\u0bb2\u0b99\u0bcd\u0b95\u0bc8 \u0baa\u0bca\u0bb2\u0bbf\u0bb8\u0bcd\/CID, CBSL, SEC \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bc8 \u0baa\u0bb0\u0bbf\u0b9a\u0bc0\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9. \u0baa\u0bca\u0bb2\u0bbf\u0bb8\u0bcd \/ CID \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0bcb\u0b9a\u0b9f\u0bbf, \u0baa\u0bcb\u0bb2\u0bbf \u0b86\u0bb5\u0ba3\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0baa\u0bcb\u0bb2\u0bbf \u0b89\u0bb0\u0bbf\u0bae\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0ba8\u0bbf\u0ba4\u0bbf \u0bae\u0bcb\u0b9a\u0b9f\u0bbf \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b87\u0ba3\u0bc8\u0baf\u0bb5\u0bb4\u0bbf \u0ba8\u0bbf\u0ba4\u0bbf \u0bae\u0bcb\u0b9a\u0b9f\u0bbf \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b95 \u0ba8\u0bbf\u0baf\u0bbe\u0baf\u0bae\u0bbe\u0ba9 \u0b9a\u0ba8\u0bcd\u0ba4\u0bc7\u0b95\u0bae\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0b87\u0bb2\u0b99\u0bcd\u0b95\u0bc8 \u0baa\u0bca\u0bb2\u0bbf\u0bb8\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bbf\u0bb2\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b9a\u0bae\u0bcd\u0baa\u0bb5\u0bae\u0bcd \u0ba8\u0b9f\u0bc8\u0baa\u0bc6\u0bb1\u0bcd\u0bb1 \u0ba4\u0bbf\u0b95\u0ba4\u0bbf;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0ba3\u0ba4\u0bcd \u0ba4\u0bca\u0b95\u0bc8;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0ba8\u0baa\u0bb0\u0bcd\/\u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0baa\u0bc6\u0baf\u0bb0\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0bbf\u0baa\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0ba4\u0bca\u0bb2\u0bc8\u0baa\u0bc7\u0b9a\u0bbf \u0b87\u0bb2\u0b95\u0bcd\u0b95\u0b99\u0bcd\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b92\u0baa\u0bcd\u0baa\u0ba8\u0bcd\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0baa\u0bbf\u0bb1 \u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bb1\u0bcd\u0bb1\u0bc8 \u0ba4\u0bc6\u0bb3\u0bbf\u0bb5\u0bbe\u0b95 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Online complaint \u0bb5\u0b9a\u0ba4\u0bbf\u0baf\u0bc8\u0baa\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bc1 Reference Number-\u0b90 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bbe\u0b95 \u0bb5\u0bc8\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2e3b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10. CBSL-\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bbf\u0ba9\u0bcd\u0bb5\u0bb0\u0bc1\u0bae\u0bcd \u0bb5\u0bbf\u0b9f\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b95 CBSL-\u0b95\u0bcd\u0b95\u0bc1 \u0ba4\u0b95\u0bb5\u0bb2\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bb0\u0bbf\u0b9a\u0bc0\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b85\u0ba9\u0bc1\u0bae\u0ba4\u0bbf\u0baf\u0bbf\u0ba9\u0bcd\u0bb1\u0bbf \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0ba4\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b85\u0ba9\u0bc1\u0bae\u0ba4\u0bbf\u0baf\u0bb1\u0bcd\u0bb1 \u0ba8\u0bbf\u0ba4\u0bbf \u0bb5\u0ba3\u0bbf\u0b95\u0bae\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u201cCBSL Approved\u201d \u0b8e\u0ba9 \u0ba4\u0bb5\u0bb1\u0bbe\u0b95\u0b95\u0bcd \u0b95\u0bc2\u0bb1\u0bc1\u0ba4\u0bb2\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4 \u0b89\u0bb0\u0bbf\u0bae\u0bae\u0bcd;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b85\u0ba9\u0bc1\u0bae\u0ba4\u0bbf\u0baf\u0bb1\u0bcd\u0bb1 Deposit-Taking Scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CBSL Hotline \u2013 1935<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">11. SEC-\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0bbf\u0b9f\u0baf\u0bae\u0bcd Securities \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 Capital-Market \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0b95\u0bb3\u0bc1\u0b9f\u0ba9\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf\u0ba4\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd SEC-\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Shares<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Securities<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Public Offers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Unit Trusts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Stockbrokers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Stock Dealers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Capital-market intermediaries<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bcb\u0ba9\u0bcd\u0bb1 \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">12. \u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf \u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bc8 \u0ba8\u0bc0\u0b95\u0bcd\u0b95\u0bb5\u0bcb \u0bae\u0bbe\u0bb1\u0bcd\u0bb1\u0bb5\u0bcb \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0ba3\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0baf \u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bank slips<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bank statements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Online transfer confirmations<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Receipts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0baa\u0bcd\u0baa\u0ba8\u0bcd\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Investment Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Deposit Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Loan Agreements<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Terms &amp; Conditions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bb5\u0bbf\u0bb3\u0bae\u0bcd\u0baa\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Facebook Posts<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* WhatsApp Messages<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Website Screenshots<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* TikTok\/YouTube Links<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Posters<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Brochures<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0b9f\u0bb2\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Emails<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* SMS<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* WhatsApp Chats<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Telephone Numbers<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe\u0b95\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0bbf\u0bb1 \u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2e3b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">13. \u201c\u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8\u0ba4\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0baa\u0bcd \u0baa\u0bc6\u0bb1 \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0baa\u0ba3\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd\u201d \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0bc2\u0bb1\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8\u0ba4\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba4\u0bcd \u0ba4\u0bb0\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0b95:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cTax \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cRelease Fee \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cProcessing Fee \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAccount Unlock Fee \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Clearance Fee \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0bc2\u0bb1\u0bbf \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0baa\u0ba3\u0bae\u0bcd \u0b95\u0bcb\u0bb0\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0b9f\u0bae\u0bcd \u0b9a\u0bc1\u0baf\u0bae\u0bbe\u0b95 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbe\u0bae\u0bb2\u0bcd \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0baa\u0ba3\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">14. SLDIS \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0bb5\u0bbf\u0b9f\u0baf\u0bae\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0b99\u0bcd\u0b95\u0bc0\u0b95\u0bb0\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bbe\u0ba9 Deposit \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbe\u0ba4\u0bbe\u0bb0\u0ba3 Investment \u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bc8 \u0b92\u0bb0\u0bc7 \u0bb5\u0bbf\u0b9f\u0baf\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sri Lanka Deposit Insurance Scheme (SLDIS) \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bbe\u0ba9 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b85\u0ba4\u0ba9\u0bcd \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bbf\u0baf \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bb5\u0bb0\u0bae\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b89\u0b9f\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0ba4\u0bc1 \u0b85\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1 \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1\u0b95\u0bb3\u0bcd, Shares, Securities \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba4\u0ba9\u0bbf\u0baf\u0bbe\u0bb0\u0bcd Investment Schemes \u0b85\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bb2\u0bcd\u0bb2.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b8e\u0ba9\u0bb5\u0bc7, \u201cSLDIS \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1\u201d \u0b8e\u0ba9\u0bcd\u0bb1 \u0b95\u0bc2\u0bb1\u0bcd\u0bb1\u0bc8 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8\u0baf\u0bbe\u0b95\u0b95\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1 \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1 \u0bae\u0bc1\u0b9f\u0bbf\u0bb5\u0bc6\u0b9f\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udce2 HRPO-\u0bb5\u0bbf\u0ba9\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bbf<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u0b87\u0bb2\u0bbe\u0baa\u0ba4\u0bcd\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bbf\u0ba9\u0bcd\u0ba9\u0bb0\u0bcd \u0baa\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bcb\u0bae\u0bcd \u2013 \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0bae\u0bc1\u0ba4\u0bb2\u0bbf\u0bb2\u0bcd \u0baa\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bcb\u0bae\u0bcd.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0bbe\u0bb4\u0bcd\u0ba8\u0bbe\u0bb3\u0bcd \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bcd, \u0b93\u0baf\u0bcd\u0bb5\u0bc2\u0ba4\u0bbf\u0baf\u0baa\u0bcd \u0baa\u0ba3\u0bae\u0bcd, \u0baa\u0bbf\u0bb3\u0bcd\u0bb3\u0bc8\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b95\u0bb2\u0bcd\u0bb5\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0baa\u0ba3\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0bb5\u0ba3\u0bbf\u0b95\u0baa\u0bcd \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0b8e\u0ba8\u0bcd\u0ba4\u0bb5\u0bca\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bc1\u0bb1\u0bc8 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0baf\u0bc8 \u0b85\u0b9f\u0bc8\u0baf\u0bbe\u0bb3\u0bae\u0bcd \u0b95\u0bbe\u0ba3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b89\u0bb0\u0bbf\u0bae\u0ba4\u0bcd\u0ba4\u0bc8\u0b9a\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b92\u0baa\u0bcd\u0baa\u0ba8\u0bcd\u0ba4\u0ba4\u0bcd\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0b9f\u0bbf\u0baf\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b85\u0baa\u0bbe\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc1\u0bb0\u0bbf\u0ba8\u0bcd\u0ba4\u0bc1\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b9a\u0ba8\u0bcd\u0ba4\u0bc7\u0b95\u0bae\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba8\u0bbf\u0ba9\u0bc8\u0bb5\u0bbf\u0bb2\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPvt Ltd\u201d \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bae\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b85\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bae\u0bb2\u0bcd\u0bb2.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCBSL Approved\u201d \u0b8e\u0ba9\u0bcd\u0bb1 \u0b8e\u0ba8\u0bcd\u0ba4\u0b95\u0bcd \u0b95\u0bc2\u0bb1\u0bcd\u0bb1\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0b86\u0ba4\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cGuaranteed Profit\u201d \u0b8e\u0ba9\u0bcd\u0bb1 \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0bb1\u0bc1\u0ba4\u0bbf\u0baf\u0bc8 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0ba8\u0bae\u0bcd\u0baa\u0bbf \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0ba3\u0bae\u0bcd \u2013 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bca\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bc1 \u2013 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f \u0b89\u0bb0\u0bbf\u0bae\u0bc8.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2e3b<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0ba9\u0bbf\u0ba4 \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b85\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0bc1 (HRPO), \u0b87\u0bb2\u0b99\u0bcd\u0b95\u0bc8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bbe\u0ba4\u0bbe\u0bb0 \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd, \u0ba8\u0bc1\u0b95\u0bb0\u0bcd\u0bb5\u0bcb\u0bb0\u0bcd \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0baa\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bbe\u0ba9 \u0bb5\u0bbf\u0bb4\u0bbf\u0baa\u0bcd\u0baa\u0bc1\u0ba3\u0bb0\u0bcd\u0bb5\u0bc8 \u0b8f\u0bb1\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0ba8\u0bcb\u0b95\u0bcd\u0b95\u0bbf\u0bb2\u0bcd \u0b87\u0ba8\u0bcd\u0ba4\u0baa\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0bbf\u0bb4\u0bbf\u0baa\u0bcd\u0baa\u0bc1\u0ba3\u0bb0\u0bcd\u0bb5\u0bc1 \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0bc1 \u0bb5\u0bc6\u0bb3\u0bbf\u0baf\u0bbf\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0b9f\u0bbe\u0b95\u0bcd\u0b9f\u0bb0\u0bcd M. M. Shafaan<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0ba8\u0bbf\u0bb1\u0bc8\u0bb5\u0bc7\u0bb1\u0bcd\u0bb1\u0bc1\u0baa\u0bcd \u0baa\u0ba3\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0bb3\u0bb0\u0bcd<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0bae\u0ba9\u0bbf\u0ba4 \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b85\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0bc1 (HRPO), \u0b87\u0bb2\u0b99\u0bcd\u0b95\u0bc8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">humanrightspo.org<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.asianews.lk<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.bbcmirror.lk&nbsp;&nbsp; &nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.asianewsplusone.com&nbsp; &nbsp; &nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.sfmnewslk.com&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.Lankawebnews.lk&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.ceylonwebrepoter.com&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.ceylonwebnews.com&nbsp; &nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">www.ceylonnewsmedia.com&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/chat.whatsapp.com\/Knsroge4upyJzBjJLvNMQS?mode=gi_c\" title=\"\">http:\/\/chat.whatsapp.com\/Knsroge4upyJzBjJLvNMQS?mode=gi_c<\/a>\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/youtube.com\/@bbcmirror?si=gUipLaxS2au3wav-\">https:\/\/youtube.com\/@bbcmirror?si=gUipLaxS2au3wav-<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/www.instagram.com\/bbcmirror_media_?igsh=MW5seTc0eW1yYmVsNw%3D%3D&amp;utm_source=qr\">www.instagram.com\/bbcmirror_media_?igsh=MW5seTc0eW1yYmVsNw%3D%3D&amp;utm_source=qr<\/a><\/p>\n<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_25835\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/sfmnewslk.com\/?p=25835\"  data-item_title=\"\u0db8\u0dc4\u0da2\u0db1\u0dad\u0dcf\u0dc0\u0da7 \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0daf\u0dd0\u0db1\u0dd4\u0dc0\u0dad\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0d9a\u0dca\"  data-item_image=\"https:\/\/sfmnewslk.com\/wp-content\/uploads\/2026\/10\/3e0a1175-b489-48e9-b1bd-2fc99d53476c-1024x982.jpeg\"  data-item_date=\"2026-10-04T10:43:25+00:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.56\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div>","protected":false},"excerpt":{"rendered":"<p>https:\/\/chat.whatsapp.com\/Knsroge4upyJzBjJLvNMQS?s=cl&amp;p=i&amp;mlu=4&amp;ilr=4 \u0dc0\u0dd0\u0da9\u0dd2 \u0db4\u0ddc\u0dbd\u0dd2\u0dba\u0d9a\u0dca\u201d \u0dc4\u0ddd \u201c\u0d89\u0dc4\u0dc5 \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dba\u0d9a\u0dca\u201d \u0dba\u0db1 \u0db4\u0ddc\u0dbb\u0ddc\u0db1\u0dca\u0daf\u0dd4\u0dc0\u0da7 \u0db8\u0dd4\u0daf\u0dbd\u0dca \u0dbd\u0db6\u0dcf\u0daf\u0dd3\u0db8\u0da7 \u0db4\u0dd9\u0dbb \u0db1\u0dd3\u0dad\u0dd2\u0db8\u0dba \u0dad\u0dad\u0dca\u0dad\u0dca\u0dc0\u0dba \u0db4\u0dbb\u0dd3\u0d9a\u0dca\u0dc2\u0dcf \u0d9a\u0dbb\u0db1\u0dca\u0db1 \u0db8\u0dcf\u0db1\u0dc0 \u0dc4\u0dd2\u0db8\u0dd2\u0d9a\u0db8\u0dca \u0d86\u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0dc3\u0d82\u0dc0\u0dd2\u0db0\u0dcf\u0db1\u0dba (HRPO) \u0dc0\u0dd2\u0db0\u0dcf\u0dba\u0d9a \u0d85\u0db0\u0dca\u200d\u0dba\u0d9a\u0dca\u0dc2 \u2013 \u0d86\u0da0\u0dcf\u0dbb\u0dca\u0dba \u0d91\u0db8\u0dca.\u0d91\u0db8\u0dca.\u0dc3\u0dc6\u0dcf\u0db1\u0dca \ud83d\udd34 \u0dc3\u0db8\u0dcf\u0d9c\u0db8\u0d9a\u0dca \u201cPvt Ltd\u201d \u0dbd\u0dd9\u0dc3&hellip; 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